* { box-sizing: border-box; margin: 0; padding: 0; }
body {
  font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;
  color: #333;
  background: #f9f9f9;
  line-height: 1.7;
}
header {
  background: #2F6644;
  color: #fff;
  padding: 32px 24px 24px;
  text-align: center;
}
header h1 { font-size: 30px; font-weight: 800; letter-spacing: -0.01em; }
header p { margin-top: 10px; font-size: 11px; letter-spacing: 0.13em; text-transform: uppercase; color: #9ecfb0; }
nav {
  text-align: center;
  padding: 14px 16px;
  background: #fff;
  border-bottom: 1px solid #eee;
}
nav a {
  margin: 0 16px;
  color: #2F6644;
  text-decoration: none;
  font-size: 14px;
  font-weight: 500;
  padding-bottom: 3px;
  border-bottom: 2px solid transparent;
}
nav a:hover { border-bottom-color: #2F6644; }
nav a.active { border-bottom-color: #2F6644; }
.container {
  max-width: 760px;
  margin: 40px auto;
  background: #fff;
  border-radius: 12px;
  padding: 40px 48px;
  box-shadow: 0 2px 12px rgba(0,0,0,0.07);
}
@media (max-width: 620px) {
  .container {
    margin: 16px;
    padding: 28px 20px;
    border-radius: 10px;
  }
  nav a { margin: 0 10px; }
}
h2 {
  font-size: 18px;
  font-weight: 700;
  color: #2F6644;
  margin: 32px 0 10px;
  padding-bottom: 6px;
  border-bottom: 1px solid #e8f5e9;
}
h2:first-child { margin-top: 0; }
p { margin-bottom: 12px; font-size: 15px; color: #444; }
ul { margin: 8px 0 16px 20px; }
ul li { font-size: 15px; color: #444; margin-bottom: 8px; }
a { color: #2F6644; }
.faq-item { margin-bottom: 24px; }
.faq-item strong { display: block; font-size: 15px; color: #222; margin-bottom: 4px; }
.card {
  background: #f0f7f2;
  border-left: 4px solid #2F6644;
  border-radius: 6px;
  padding: 16px 20px;
  margin-top: 16px;
  font-size: 15px;
  color: #444;
}
.effective-date {
  font-size: 13px;
  color: #888;
  text-align: center;
  margin-top: 40px;
  padding-top: 20px;
  border-top: 1px solid #eee;
}
footer {
  text-align: center;
  padding: 32px 16px;
  font-size: 13px;
  color: #999;
}
footer a { color: #999; }
footer a:hover { color: #2F6644; }